Not yet trading. FinPilot opens for new clients in January 2027 — join the mailing list to be first to know.

Essentials

Simple, properly-handled accounting for sole traders and small businesses

Essentials covers the basics a straightforward sole trader or small business actually needs — bookkeeping, your annual filing, and nothing you don't need yet — on fixed-fee pricing built for a simpler business.

What's included

Records run on secure, cloud-based systems (Xero and Dext as standard), scoped to what a simple, low-transaction business actually needs — not a cut-down version of a bigger package.

Who it's for

Essentials is built for sole traders and small limited companies across Rugby, Coventry, Northampton and Warwickshire with straightforward, low-volume affairs — typically not yet VAT-registered and without payroll. It's the right starting point if you're newly self-employed, running a simple micro-business, or want a named, ACA-qualified accountant handling your annual obligations without paying for services a larger business needs.

When to move up to Core

If your business becomes VAT-registered, takes on its first employee, or your bookkeeping simply needs more regular attention, Core Accounting is the natural next step — the same fixed-fee approach, scoped for a business that's outgrown the basics.

Common questions

What's included in Essentials?

Bookkeeping for a low-volume, single income-stream business, plus self assessment (for a sole trader) or annual accounts and corporation tax filing (for a simple micro-Ltd), and Companies House compliance kept on time — with direct access to an ACA-qualified accountant throughout.

Who is Essentials for?

Sole traders and very small limited companies with straightforward, low-volume affairs — typically not yet VAT-registered and without payroll — who want the basics handled properly at a price that fits a simple business.

What's not included, and when would I need Core instead?

Essentials doesn't include VAT returns or payroll. If your business becomes VAT-registered, takes on employees, or your bookkeeping needs step up in complexity, Core Accounting is the natural next step — moving up is a simple conversation, not a fresh sales process.

Ready for the basics to just be handled?

A free 20-minute call to see if Essentials is the right fit.

Book a free discovery call